Rina Concha is a finance and strategy leader with more than 20 years of experience guiding organizations and boards through growth, transformation, and complex risk environments. Her career spans global banking, professional services, hospitality, and independent advisory, with a consistent focus on capital stewardship, governance, and sustainable performance. She currently serves in Corporate and Institutional Banking at HSBC, where she oversees large, multinational credit portfolios across diverse industries. Earlier in her career, she held senior leadership roles including President and Board Director within a multi-brand hospitality division at Consorcio Nobis, with responsibility for enterprise strategy, financial performance, and governance across a regional portfolio. Her professional foundation was shaped through leadership roles at Deloitte and advisory work across the Americas. Bilingual in English and Spanish, Rina brings a global perspective and a principled, people-centered approach anchored in financial discipline, thoughtful decision-making, and long-term value creation.